
Though you have quite a few thrifty friends who you’re always more than happy to oblige by grabbing deli sandwiches over a dinner out, or a long walk instead of a trip to the movie theater, one friend in particular is notoriously stingy with her dollars. She constantly complains about being broke. In fact, half the time you end up paying the way for both of you and don’t see a dime in return.

Mommy Dearest,
Our six-year-old son loves to play with a little girl his age in our neighborhood. Since both of her parents work, the children usually hang out at our house and she regularly goes on outings with us.
She's a well behaved, lovely girl so my husband and I are happy to have her join in on our family fun.

Dear Sugar,
I have been dating my boyfriend for just over two years now and we live just a few blocks away from each other. I live with my 5-year-old daughter, and he lives with his younger brother. My daughter adores him, and he just loves her.

Financially speaking, times are tough for you and your fiancé. He was recently laid off and your job doesn’t pay well to begin with. Unfortunately, he’s been having a difficult time getting a new job, and now that your lease is up, you guys need to downgrade in order to make ends meet.

Dear Sugar,
My live-in boyfriend is helpful around the house, the sweetest person on earth, and I love him so much, but he has never contributed to our household bills — it's my house. I think he has paid one phone bill and one utility bill in three and a half years. It's very uncomfortable for me and I'm starting to feel resentful.

When you get married, it can feel so amazing to be in love and start your two-person family; but, it can also bring up a lot of questions, especially about money. In my parents' generation, it was just assumed that your
finances would be combined, but things are a little different now. Since so many relationships are, unfortunately, ending in divorce, people want to have separate accounts (and sometimes
sign a prenup) so they're protected — just in case.

Meeting someone and becoming a couple is a wonderful feeling. You begin sharing your time together and your love for each other, and as your relationship grows closer, you may move in together, which means sharing expenses.
Sure, it's nice when a guy asks you out on a date and offers to
pay for dinner, but when it comes to being in a committed relationship, I'm a firm believer in sharing all the costs.
I just listened to an NPR piece about money and marriage, and the ways in which couples either lie or omit details about how they spend and what they spend it on. Even when couples set aside separate funds for personal spending, it seems many people still feel defensive or uncomfortable about how they choose to use those funds.
What do you think?