Recently, heating expert Chris Cooper shared some advice for thrifty Winter heating. He's back, with some hints on how to cut your heating bills or to assist other families with their high heating bills. Chris notes that, "Research compiled by the National Fuel Funds Network proves that fuel poverty leads to 'heat or eat' situations, [where] families strive in vain for a safe balance between paying for food and paying for energy."
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As temperatures drop, our homes' thermostats creep up, and with those rising thermostats come rising bills. This week, I offered you some advice on keeping your house warm while keeping your costs down. From wearing layers to household fixes, there are actually some easy ways to make your house more efficient and cozy, that will also help you lower those heating bills.
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Online banking is something most of us couldn't imagine living without, and more than half of Internet users pay at least one monthly bill online. Some of those people pay each bill online by manually entering payment information every month, and the New York Times explored five reasons why these consumers are hesitant to automate their bills.
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When I was a fresh college graduate earning my first real paychecks, I quickly saw how living in a city like San Francisco isn't made for entry-level salaries. Exploring the city and all of its nighttime gems were certainly priorities, but the biggest priority was to keep myself out of debt while not depriving myself of enjoying my new surroundings.
I struck a balance by forming the valuable habit of paying all of my bills on pay day.
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US News informs us there's a cookie baking technique out there that may save the baker some dough. As long as the temperature is at least 95 degrees outside the car, cookies will bake on your car's dashboard in two and half hours.
They say this is one time your car can actually save you money: You save on utilities by avoiding the oven and the counteractive air-conditioning.
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Gone are the days when the man automatically pays for everything. Since many women out there bring home more money than their significant others, the paying field seems to be evening itself out more and more. When I'm in a relationship, I treat as much as I can budget — if I can't swing paying for nice dinners, I'll be sure to buy breakfast or coffee in the mornings.
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Dear Sugar,
My boyfriend and I have been together for over a year now. When it came time to resign our leases last spring, we both did as we knew it was much too soon to live together. He is 27 and pretty much has his life together while I'm 22, have a ton of debt, and am contemplating going back to school.
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Soaring college tuition means it's difficult to get a degree these days without taking out student loans, and monthly payments mean less money available for saving. How many of you can't wait until those loans are paid off?
Source
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One of the components of a high credit score is paying your monthly bill on time. Delinquent payments ding your score, so at the very least you need to pay the minimum to prevent your score from sliding. Ideally, you're not carrying a balance at all, but if you are make it your goal to pay it off and free yourself of debt.
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Packing for a long vacation takes a surprising amount of energy and having to account for several wardrobe changes can be admittedly overwhelming. Remembering the bikini that makes you feel best is a must-do but there are a few other tasks that should be on your prevacation checklist. .
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